PART IV — GOVERNING PROCESS
POLICY 10 — BOARD GOVERNANCE
10.1 Role
    The Board governs, not manages.

10.2 Responsibilities
   The Board shall:
    Set policy
    Oversee finances
    Monitor performance
    Represent the chapters

POLICY 11 — BOARD CONDUCT
   Board members shall:
    Act in good faith
    Be prepared for meetings
    Participate actively
    Uphold BCHI values

POLICY 12 — CONFLICT OF INTEREST
   Board members and officers shall:
    Disclose conflicts
    Refrain from voting when conflicted

POLICY 13 — COMMITTEES
13.1 Types
   Committees may be:
    Advisory
    Operational

13.2 Limitations
   Committees shall not:
    Set policy
    Spend funds without approval
    Speak for BCHI unless authorized

POLICY 14 — FINANCIAL GOVERNANCE
14.1 Budget
   The Board shall approve an annual budget.

14.2 Oversight
   The Board shall ensure:
    Accurate financial reporting
    Proper controls

14.3 Reserves
   BCHI may maintain reserve funds for:
    Emergencies
    Strategic needs

14.4 Investments
   Funds may be held in:
    Banks
    CDs
    Approved financial institutions

   Priority shall be:
    Safety
    Liquidity
    Reasonable return

14.5 Establishment and change

    The fiscal year of BCHI shall be established by the Board of Directors in accordance with the Bylaws.

14.5.1 Authority to Change

The Board of Directors may change the fiscal year when necessary for:

    Financial reporting alignment
    Operational efficiency
    Compliance with legal or regulatory requirements

14.5.2 Requirements for Change

Any change to the fiscal year shall:

    Be approved by the Board of Directors
    Include a defined transition plan
    Provide sufficient notice to chapters

14.5.3 Coordination

The Board shall ensure coordination with:

    Financial institutions
    Tax reporting requirements (Internal Revenue Service)
    Grant and reporting obligations

14.5.4 Effective Date

    Changes shall take effect at the beginning of a fiscal period unless otherwise required for compliance purposes.
POLICY 15 — RECORDS & TRANSPARENCY
   BCHI shall:
    Maintain accurate records
    Provide appropriate access
    Ensure continuity between officers
POLICY 16 — LEGAL PROTECTIONS
16.1 Indemnification
   BCHI shall protect:
    Board members
    Officers
    Volunteers

16.2 Compliance
    BCHI shall comply with all applicable laws.

16.3 Whistleblower Protection
No individual shall be penalized for reporting concerns in good faith.